Erica Paradise Will Make Getting Your Home Loan Easy and Affordable!
With roots dating back to 1938, for over 75 years, direct lender JMC Funding has secured a strong foundation, helping thousands of families across the country by providing customized mortgages at very competitive rates. As Senior Mortgage Banker and Team Leader for JMC’s Florida division, local Carrollwood resident Erica Paradise, MBA, is a true asset to the community and the company, working around the clock to help homeowners throughout the state to reach their refinancing, second home, and first time homebuyer dreams.
Following in the footsteps of her mother, who owned a mortgage company in New York, Erica realized her love of the mortgage industry while accompanying her mother on client visits. She says, “I love what I do. There is nothing more rewarding than the joy you feel when you know you are helping someone and what really enticed me to become a mortgage banker was the opportunity to help people to move into their new homes.”
Utilizing her vast knowledge in the financial industry, including a Masters in Finance from Fairleigh Dickinson University, and her experience working as a Mortgage Banker, Erica, who is fluent in both Spanish and English, serves her clients with the highest level of expertise. She takes a very hands-on approach, guiding her clients throughout the entire process and helping to customize a mortgage plan that’s right for them. Her comprehension of the financial markets and how it coincides with the mortgage industry provides her with an in-depth understanding in regards to what is best for each client and their individual needs.
“Securing a mortgage can be a very stressful process and I make it as easy as possible,” says Erica. “I take a holistic view of mortgage needs, and take the time to explain to my clients the pros and cons of their different options. My financial background really helps when dealing with clients of all goals and backgrounds.”
One customer writes, “Our realtor recommended Erica to us immediately when we were ready to proceed with financing for our new home. From our first interactions, to work on pre-approval, all the way to our closing (which she actually attended in person), Erica demonstrated the highest level of professionalism, experience and responsiveness. No question went unanswered at any time. To the contrary, she answered every question quickly and honestly. When I hear people talk about how difficult their mortgage process was it seems like an alternate reality to the experience I had with Erica. She was thorough and amazing! We feel 100% confident that we received the best interest rate due to Erica's keen sense of timing and understanding of market conditions. I would, without question, recommend Erica to anyone ready to finance a home. She was our champion from start to finish!”
When dealing with any mortgage, time is of the essence, which is why it’s good to know you have someone like Erica on your side; someone who will work thoroughly and persistently to close your deal in as little time as possible. In addition to the in-house resources that are provided by JMC Funding, Erica also has her own list of professional resources who assist her in easing through the closing process, including a Board Certified Real Estate Attorney who currently works in the same office as her. She says, “Another way in which JMC stands out is that we have our own underwriters and processors, so every thing is done in house. This is really important because every situation is different, and if I have a question I can just walk down the hall and get it answered immediately. This results in a much quicker transaction. Homeowners and realtors really appreciate that because I can close any deal in 30 days.”
When you attain a mortgage with Erica, you get all the benefits of a large company, such as a strong financial backing and a huge support system, while still receiving the personalization and attentive service that she strives to provide to each and every customer. Erica says, “What ever the price range, I make every customer feel like they are the only customer and I stay on top of every deal to make sure everything runs smoothly.”
If you are thinking about buying a home, it is imperative that you get pre-approved now – even if you are looking to purchase in six months from now. Not only will it help with the success of your loan in the future, but it is necessary for you to have pre-approval before putting an offer in. And, with the way the market is going, deals are being snatched up daily and once you find the house of your dreams you won’t want anything to stand in your way.
Because of the skills she has acquired working alongside her mother, Erica is quickly able to determine who will pre-qualify and council those who don’t as to exactly what they can do to pass qualification in the future. Erica is extremely thorough in the pre-approval process, which means if you see an approval with her name on it, you know it will close!
Erica’s altruistic outlook extends far beyond her job, and her philanthropic contributions to the local community are a true testament to her genuine, caring nature. Erica says, “Being a part of the community is not only about building my business, it is also about helping others. I will always go out of my way to help new and existing businesses, even my competitors. I believe in good karma and camaraderie and helping others with their businesses is very important to me, especially new businesses – they can use all the support possible.”
Erica is also a member of the Carrollwood Rotary Club, and volunteers with many local charitable organizations, including the Realtors Care Children Foundation, Hugs For Kids, and PACE Hillsborough to name a few. She is also involved with a medical foster children program, and every year volunteers making crafts for the children and assembling gift bags. “I make time for charities every chance I get,” says Erica. “Helping others really touches my heart and there are so many worthwhile causes to get involved with.”
FHA laws and the guidelines for mortgages change daily, so it is crucial to work with a mortgage banker who stays up to date with all of the newest regulations – Erica Paradise is that person! Integrity, honesty and tenacity are very important when dealing with a mortgage, and with her personalized service, experience and strong backing, it is no surprise that since starting at JMC Funding, Erica has quickly become the go-to person for realtors, financial advisors, bank managers, and homeowners.
For more information on how Erica can help you, please call her direct at (813) 994-1819, on her cell at (973) 714-2463, or visit www.JerseyMortgage.com. Erica can also be reached by email at EParadise@JMCFunding.com.